Terms of Service

Last updated 30 September 2026.

Kylvera sells a written research report about one publicly listed company at a time. By using kylvera.com you agree to these terms.

The product

One report costs $3.99 USD. You pay with PayPal (including cards through PayPal) or with a free credit on your account. The report is the “Simple” research note: heat score, listed vs fair price, takeaway, summary, radar, and question cards. We email a PDF and keep a copy in your account.

Not investment advice

Kylvera reports are research notes for general information. They are not investment advice, tax advice, or a recommendation to buy, sell, or hold anything. You are responsible for your own decisions. Markets are risky. You can lose money.

No accuracy guarantee

We maintain rigorous standards for data accuracy and strive to deliver complete, up-to-date reports. If you identify any discrepancies, please let us know immediately so we can promptly address and resolve them.

If a report cannot be finished

If we cannot produce a complete report after one automatic retry, we do not deliver it. We refund the payment through PayPal (or return a credit if you paid with a credit) and we add three extra free report credits to your account. That three-credit grant is the extra remedy. It is not a cash payment.

Accounts

You sign in with your email and a one-time code. Keep your inbox private. You must be 18 or older to buy.

Acceptable use

Do not scrape the site, resell reports as your own product, or try to break our systems. We may pause new orders for maintenance.

Contact

Questions: support@kylvera.com.